top of page

Publications
Search


The Ultimate Guide to Security of Payment in Queensland's Construction Industry
A comprehensive 2026 guide for Queensland contractors on navigating the Building Industry Fairness (Security of Payment) Act 2017. Learn about making valid payment claims, the adjudication process, and how the QBCC enforces payment to protect your cash flow.

John Merlo
Jan 2717 min read


Freedom of Contract in QLD Construction: The Unwritten Terms Set by Law
In Queensland's building industry, the contract you sign is only part of the story. A complex web of legislation, including the QBCC Act and BIF Act, inserts non-negotiable terms into every agreement, overriding any conflicting clauses. Learn about the statutory limitations on freedom of contract and why legal advice is essential to understand your true rights and obligations.

John Merlo
Jan 2015 min read


The Christmas Shutdown Trap: How the BIF Act's "Business Day" Definition Puts Respondents at Risk
The Christmas break poses a hidden threat to Queensland developers, head contractors, and principals. Learn how the BIF Act's unique "business day" definition creates legal deadlines that ignore your office shutdown, and discover the strategic plan you need to avoid catastrophic default liability from an ambush payment claim.

John Merlo
Dec 16, 202514 min read


Queensland's 2025 Construction Law Overhaul: A Legal Guide to the BIF Act, Housing Code & WHS Changes
A detailed legal guide to the major changes in Queensland's construction industry for 2025. We break down the BIFOLA Act's pause on Project Trust Accounts, the new statewide Housing Code designed to speed up development, and stricter Work Health and Safety (WHS) reporting obligations. Understand how these reforms, driven by the QBCC's move to a "modern regulator" model, will impact your construction business, from contracts to compliance.

John Merlo
Dec 12, 202514 min read


Forcing Builder Liability for AI Errors with an "AI Warranty" Clause
Standard construction contracts are defenceless against AI-generated errors, creating a huge liability gap for developers. Learn how to implement a specific "AI Warranty" clause to make your builder 100% responsible for the accuracy of any AI-generated schedules, designs, or claims, protecting your project from costly tech failures.

John Merlo
Dec 4, 202511 min read


A Developer's Legal Triage Plan for Defending a QBCC Construction Dispute
A notice from the QBCC demands a rapid, calculated response. This guide is your legal triage plan—a set of non-negotiable actions to take within the first 48 hours to assess the claim, mitigate exposure, and establish a strong defensive position.

John Merlo
Oct 18, 202512 min read


Legally Qualify a Statutory Declaration for Disputed Subcontractor Payments
A guide for head contractors on how to legally qualify a statutory declaration when a payment dispute with a subcontractor arises. Learn the "carve-out" strategy to ensure you get paid by the principal without committing perjury, and understand the steps to take when escalating the dispute through the QBCC or QCAT.

John Merlo
Oct 17, 202516 min read


The Subcontractor’s Trap - How Hidden Costs in QLD Contracts Are Killing Your Profit
In the rush to secure work, it's easy to sign a subcontractor agreement that looks standard but is loaded with "hidden costs"—clauses that can decimate your profit margin, delay payments, and expose your business to catastrophic risk. This guide dissects these contractual traps and explains your rights under Queensland law.

John Merlo
Oct 14, 202516 min read


BIF Act Guide: Your Legal Payment Rights in Construction
Master Queensland's BIF Act 2017 with our complete guide covering trust accounts, payment claims, adjudication, and enforcement. Essential reading for contractors and subcontractors seeking payment protection in the building industry. Expert legal insights, practical templates, and compliance strategies included.

John Merlo
Sep 1, 202512 min read


Queensland Defects Liability Period: Your Essential Rights & Remedies Guide
Discovering faults in your new home or renovation is stressful. This guide explains the Defects Liability Period in Queensland, detailing your rights against structural and non-structural defects. Learn about the critical timeframes for QBCC complaints and the Home Warranty Scheme, and understand how to navigate disputes with your builder. Empower yourself with the knowledge to protect your investment and ensure your home is built to the standard you expect.

John Merlo
Aug 27, 202515 min read


Subcontractors' Charges: A Subby's Ultimate Guide to Getting Paid in Queensland
Queensland subcontractors struggling with unpaid invoices? This comprehensive guide reveals how subcontractors' charges under the BIF Act can freeze payments at the source and secure what you're owed. Learn step-by-step procedures, strict deadlines, and your legal rights to protect cash flow and prevent business-destroying payment delays. Don't let contractors' poor practices jeopardize your survival—discover your powerful legal remedies today.

John Merlo
Aug 15, 202515 min read


BIF Act: Your Sword and Shield for Payment Protection in Queensland
Struggling with unpaid invoices in the QLD construction industry? The BIF Act is your most powerful tool for getting paid. Our comprehensive guide breaks down the strict deadlines for payment claims, the severe consequences of late payment schedules, and your legal right to suspend work for non-payment. Learn how to enforce your rights and protect your business's cash flow.

John Merlo
Aug 13, 202511 min read


The Evolution of Project Trust Accounts in Queensland's Construction Industry
Queensland's Project Trust Account regime: 2025 changes, impacts on construction industry, and how to prepare for enhanced payment security.

John Merlo
Jan 21, 20255 min read


Defects Liability Changes under new legislation
Did you know that the Building Industry Fairness Act (QLD) 2017(BIF Act) repealed the Building Construction Industry (security of payments) Act (QLD) 2004? Amongst other key changes made the defects liability period notice for building and construction work was changed. The BIF Act also made changes to the QBCC Act in relation to retention monies or security held under a building contract. The BIF Act introduces: A statutory default defects liability period of 12 months from
-
Mar 28, 20201 min read


Changes to payments for construction
From November 2017, the Building Industry Fairness (Security of Payment) Act 2017 (BIF Act) introduced reforms to ensure Queenslanders in the building and construction industry are paid for the work they do. The BIF Act repealed the Building and Construction Industry Payments Act 2004 (BCIPA) and the Subcontractors Charges Act 1974 on 17 December 2018. On 17 December 2018, BIF Act provisions commenced that relate to: Requirements for retention monies and security (to be inclu
-
Mar 28, 20202 min read


Security of payment – always on the operating table
The Legislature are preparing for surgery - in the 20 odd years since its inception, the Security of payment laws have ruptured and spread like a tumour throughout the various state jurisdictions causing confusion and inefficiencies. The ‘Murray Report’ of December 2017 made 86 recommendations to improve security of payment, including that Australia should implement a nationally consistent legislative model because of confusion and inefficiencies. In QLD the government comm
-
Mar 28, 20202 min read


Project bank accounts disputed funds accounts, retention trust accounts – what now??
Did you know the Queensland Government has passed further amendments to the Building Industry Fairness (Security of Payment) Act 2017 (Qld) (BIF Act) in an attempt to clarify how project bank accounts (PBAs) are to operate. Get your hand out of the cookie jar The amendments aim to further restrict a head contractor’s ability to access amounts in PBAs. Previously as drafted, Head contractors were able to contort the intent of the laws by relying on the fact that if an amo
-
Mar 28, 20202 min read


Understanding Subcontractors Charges Under the BIF Act: Key Insights for Queensland Contractors
The Queensland Government has passed further amendments to the Building Industry Fairness (Security of Payment) Act 2017 (Qld) (BIF Act) in an attempt to clarify how project bank accounts (PBAs) are to operate. The BIF Act provides sweeping changes to existing construction and licensing legislation in Queensland. Subcontractors charges WARNING - A subcontractor’s charge that is inconsistent with subsection (1) is of no effect and does not attach – talk to Merlo Law toda
-
Mar 28, 20204 min read


No second chances - the law has changed in relation to Security of Payment and payment schedules
The Queensland Government has passed further amendments to the Building Industry Fairness (Security of Payment) Act 2017 (Qld) (BIF Act). The BIF Act provides sweeping changes to existing construction legislation in Queensland. BE WARNED - No second chances. Under the new law a disputed payment claim may be immediately enforced in a Court when no valid payment schedule has been provided in response to it. Claimants will not need to provide respondents with prior notice and a
-
Mar 27, 20201 min read
bottom of page